Life, Health, Investment and Financial Services in Michigan

Welcome to Northern Financials Website ~ Your source for Financial Services in Northern Michigan.

U.P. Financial ServicesYou’ll find a wealth of information in the form of newsletter articles, calculators, and research reports.

Are you looking for a competitive quote on your health or life insurance? Click on the request a quote tab at the top of this page and we will be in touch very soon.

You can login to your current investment company to view your up to date account values.  You can login to your insurance company to find an in network doctor or check on a claim.  Just click on the My Investment or My Insurance links.  The links can be found on the upper right hand orange section of this page.

We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation in Marquette, Michigan or anywhere in Northern and Lower Michigan. We have created this website to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate analysis, and wealth preservation while working or retiered.  Most important, we hope you see the value of working with skilled professionals.

We’re here to help inform you about the basic concepts of financial services; to help you learn more about who we are; and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often.  We are Marquette Michigan's as-well-as Northern Michigan's source for financial services. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn’t want you to miss any developments in the area of personal finance.
Calculators

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

More Calculators →

Newsletters

The Benefits of Social Security

Take this quiz to assess how much you know about Social Security benefits.

Going Global

International funds enable investors to diversify not only across industry sectors but national borders as well. Despite this benefit, international mutual funds come with additional risks that should be considered carefully.

How Health-Care Expenses Could Affect Your Retirement Lifestyle

Given the discussion over the future of U.S. health care, is it time to recalculate how much money you will need to pay for medical care in retirement?

Is It Ever OK to Make Early Withdrawals?

There are few ways to sabotage your retirement goals more effectively than tapping your retirement assets before you reach age 59½.

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